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The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois

Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.

When an appraisal of real estate in or around St Louis Missouri is needed, count on Jeffrey Noyes of The August Group Inc. for an accurate estimate of market value.  As a liscenced appraiser with years of experience, Jeffrey can get you from start to finish with professionalism and in a timely manner. Listed below are just some of the areas of expertiese we deal with every day here at the August Group Inc.
   
Loan originators requiring an experienced Saint Louis County appraiser
Increasing your HELOC (Home Equity Line of Credit)
Employee relocation appraisals
Picking the right listing price for your property
A dependable expert witness for court cases involving the value of a home in or around St Louis
Appraisal review: Getting a second opinion on a past appraisal in or around St Louis, Missouri
Tax Challenges (reducing property taxes) if you live in an area where prices have declined
Bankruptcy cases where the market value of a home in or around St Louis, Missouri is relevant
Retrospective home valuations
Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!
Divorce settlements when the value of the shared home is needed
Mortgage News Daily:
 
Some Month-End Volatility Late in The Day
3/28/2024 2:22 PM
Some Month-End Volatility Late in The Day Yields were near 2 week lows 2 hours before the final trades of the day, but rose several bps after that.  The initial gains were driven mainly be economic data (Chicago PMI and Consumer Inflation Expectations), but the month-end trading environment is always a...Read More
 
Near Record Setting Week For Boredom Among Mortgage Rate Watchers
3/28/2024 2:01 PM
Unfortunately, we don"t have a great way to measure all of the past precedents, but it"s safe to say that the this was one of the least volatile weeks in the history of mortgage rates.  Our daily rate index never moved more than 0.01 and it remained in a 0.01 range. Today"s average rate was right in line with yesterday"s even though the bond ...Read More
 
Yields Near 2 Week Lows With Some Help From Data
3/28/2024 11:24 AM
While the future can"t ever be known, this week"s base case was for lower volatility, and a general sideways drift heading into the long weekend and bigger-ticket data next week.  Today fits perfectly into that narrative, and in a bond-friendly way to boot.  Yields began near yesterday"s highs, but rallied all morning with help from econ ...Read More
 
HELOC, 2nd Mortgage, Pre-Qual, LOS, QC Tools, Dept. of Labor, PrimeLending, and Whistleblowing
3/28/2024 10:50 AM
Here’s a tip of the day for anyone manning a conference booth: instead of a pen, or mouse pad, how about a locally made treat? Hats off to Aimee, Bobby, and Mark from Byte Software who earlier this week at the TMC event had chocolate-covered Oreos from a local bakery. Technology was a big topic at TMC… Technology thoughts from 50 years ago? Here yo...Read More
 
Treasury Auction Relief Rally and Month-End Support
3/27/2024 2:55 PM
Treasury Auction Relief Rally and Month-End Support With Thursday being a half day before a 3.5 day weekend, it"s entirely reasonable to suspect month-end trading helped the bond market today.  There"s never a great way to know if it will help or hurt, but it"s a common hindsight conclusion when market...Read More
 
Super Steady Streak Sustained
3/27/2024 2:44 PM
There are probably only a few 4-day streaks with effectively no movement in mortgage rates, and this is one of them.  After falling to 6.91% last Friday, the MND rate index hasn"t moved more than 0.01%. Granted, some lenders have been higher or lower during that time, but they offset each other in such a way that the average stayed flat. Ther...Read More
 
Warehouse, Verification Tools; STRATMOR on Process Evaluation; HMDA Data; Non-Agency and TPO News
3/27/2024 10:55 AM
Could anything be better than Krispy Kreme coming to McDonalds! Yes! The new HMDA data is here! (More of a more serious note below.) Whether donuts or mortgages, a company can’t manufacture them without planning. Searching for one perfect process for your lending operation? It doesn’t exist. In STRATMOR Group’s March Insights Report, Principals Jen...Read More
 
Holding Steady is a Victory Considering Overseas Monetary Threat
3/27/2024 10:35 AM
There are no significant economic data on tap today.  The only notable event is the 7yr Treasury auction (the last of the week) and it"s a bit of a stretch to refer to a 7yr auction as "notable."  Far more interesting were the overnight developments in Japan, resulting in a 34yr low for Yen vs the dollar.  Yen weakness has often prec...Read More
 
Little Change in Mortgage Application Volume, Despite Lower Rates
3/27/2024 7:42 AM
The Mortgage Bankers Association said its Market Composite Index moved lower last week, apparently indifferent to a slight improvement in mortgage interest rates. The Index, which measures loan application volume, decreased 0.7 percent on a seasonally adjusted basis from one week earlier.  On an unadjusted basis, the Index declined 0.4 percent...Read More
 
Mixed Performance. Data Hurt. Auction Helped. Little Changed
3/26/2024 3:14 PM
Mixed Performance. Data Hurt. Auction Helped. Little Changed In the bigger picture, bonds found resistance before 10yr yields managed to break below 4.19, but remained well under the 4.32% ceiling after yesterday"s weakness.  Today began slightly stronger, but shifted weaker after the Durable Goods dat...Read More