The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Very Small Token Pull-Back | ||
| 4/15/2026 2:59 PM | ||
| Very Small Token Pull-Back Nothing really happened on Wednesday as far as the bond market was concerned. Yields were technically a few bps higher thus preserving the phenomenon of rally momentum being limited to 48-hour windows since the start of the Iran war. Despite a barrage of war-related headlines, the...Read More | ||
| Mortgage Rates Essentially Sideways at Recent Lows | ||
| 4/15/2026 2:20 PM | ||
| On Tuesday, the average top-tier 30yr fixed mortgage rate hit the lowest level in exactly 4 weeks. If you"re not interested in splitting hairs, today"s rates are essentially the same. Although our official average is 0.01% higher, that"s such a small change that many of today"s rate quotes will look the same as yesterday"s. In the bigger pic...Read More | ||
| TBA Bidding, HELOC, DSCR, CRM, HMDA Analysis, MI Tools; Events Throughout 2026 | ||
| 4/15/2026 10:55 AM | ||
| According to Curinos’ proprietary application index, March 2026 funded mortgage volume increased 35 percent y-o-y and increased 30 percent m-o-m. How did your company stack up? Curinos calculates that refinance and purchase rates were 5-6 basis points lower m-o-m and about 73 basis points y-o-y. (Curinos sources a statistically significant data set...Read More | ||
| Bonds Growing Tired of "Game On! Game Off!" News Cycle | ||
| 4/15/2026 9:34 AM | ||
| Markets have plenty of war-related headlines to digest at any given moment these days. And while some of those headlines have been the biggest market movers of the month, traders are increasingly focusing on the examples that speak to the biggest-picture changes. Specifically, markets aren"t as interested in Wayne and Garth saying "game on" an...Read More | ||
| Bonds Ultimately Follow Oil"s Lead, Heading Lower On War-Related Optimism | ||
| 4/14/2026 3:27 PM | ||
| Bonds Ultimately Follow Oil"s Lead, Heading Lower War-Related Optimism While there were no incredibly memorable sound bytes on the Iran war today, there were a few headlines that proved to be actionable for financial markets. The most actionable (by a wide margin) was a report on Fox News around 10am quotin...Read More | ||
| Lowest Mortgage Rates in 4 Weeks | ||
| 4/14/2026 2:23 PM | ||
| Mortgage rates had their best day of the month so far with the top tier 30yr fixed rate falling 0.08% for the average lender to the lowest levels in exactly 4 weeks. Today"s improvement is a bit bigger than today"s bond market movement would suggest. The discrepancy is due to timing. Bonds were improving fairly steadily since yesterday morning and...Read More | ||
| MERS Review, TPO, Virtual LO, Digital Ass"t, HELOC, Warehouse Products; Policy Moves for LOs to Watch | ||
| 4/14/2026 10:47 AM | ||
| Products, Services, and Software for Brokers and Lenders Meet the Axos Warehouse Lending and WCPL teams at MBA’s Secondary & Capital Markets Conference, May 17–20, 2026, at the Marriott Marquis New York. Axos Warehouse Lending helps mortgage lenders fund efficiently with a streamlined process and reliable execution, built for clarity, consist...Read More | ||
| Why Aren"t Bonds Responding to a Big Beat in Inflation Data? | ||
| 4/14/2026 9:29 AM | ||
| Bonds were fairly flat overnight and haven"t moved much so far in the domestic session. More importantly, until 7am, bonds were slightly weaker even as oil prices have fallen and stocks have rallied. What gives?! If PPI had come in much higher than expected, it would be easier to explain. But despite the 0.1 vs 0.5 reading for core ...Read More | ||
| Weekend Selling Reverses After Another Round of De-Escalation Headlines | ||
| 4/13/2026 3:08 PM | ||
| Weekend Selling Reverses After Another Round of De-Escalation Headlines Another day, another chance to sort through a barrage of war-related headlines to see which ones mattered to the bond market. In today"s case, there were two distinct contenders. The first was apparently bogus. It referred to Iran consi...Read More | ||
| Mortgage Rates Hold Steady Over The Weekend | ||
| 4/13/2026 2:30 PM | ||
| Mortgage rates are based on movement in the bond market and although bonds experienced some volatility in response to Iran war news over the weekend, they ended up in similar territory to Friday morning. As such, it"s no surprise to see mortgage rates in similar territory as well. The average lender began the day 0.02% higher than Friday, bu...Read More | ||