The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| AI Ass"t, Home Equity, Servicing, Borrower Capture, Audit Tools; MISMO & DPA | ||
| 10/20/2026 10:48 AM | ||
| “I ordered a book online titled, ‘How to Scam People Online.’ It’s been six months and I still haven’t received it.” Being scammed, and fraud in general, isn’t a laughing matter. Companies like SoFi publish information on how to recover afterward. People over 60, as always, are more susceptible. The FBI has a website on mortgage fraud which is well...Read More | ||
| Slightly Stronger Start | ||
| 10/20/2026 8:39 AM | ||
| The bond market continues to decide who it wants to be in Q4, 2026--the harbinger of inflation concerns, debt issuance and economic growth or a safe haven for cash being freed up by AI capex deleveraging. We"re starting slightly stronger today with the AI deleveraging trade apparently setting the tone. Movement is too modest to demand any rigorous ...Read More | ||
| What"s Up With Monday"s Weakness? | ||
| 10/19/2026 3:41 PM | ||
| What"s Up With Monday"s Weakness? Bonds were moderately weaker on Monday and not in a way that was obviously connected to any of the potential scapegoats. We know that there was selling in the EU bond market overnight and while U.S. yields correlated with much of that move, that correlation broke down preci...Read More | ||
| Mortgage Rates Start Week Higher | ||
| 10/19/2026 2:58 PM | ||
| Mortgage rates were moderately higher to start the new week, adding to the modest losses seen on Friday. The silver lining is that any of the past 3 business days saw the lowest rates since September 23rd. There were no clear reasons for today"s rate movement in terms of economic reports or news headlines. The same was true for last week"s biggest...Read More | ||
| Non-Agency U/W, Borrower Retention, AI Governance Tools; Conventional News; Let AI Manage Your Money? | ||
| 10/19/2026 10:46 AM | ||
| “There’s a cohort of American males who believe that, with 1-2 years of dedicated practice, they could win the Masters golf tournament. As a marketer, it is important to understand that you can sell these people anything.” Advertising is not the same as marketing (it’s a component of it) and artificial intelligence is a part of it, especially for l...Read More | ||
| Light Calendar Leaves Tech Concerns in Focus | ||
| 10/19/2026 8:57 AM | ||
| Last week"s most notable development was a flight to safety in the bond market precipitated by concerns about a shift in tech sector sentiment. The shift in question was mainly driven by Coreweave which saw shares plummet and corporate debt spreads explode. That cause some concern about spillover to the rest of the tech sector. Treasuries benefited...Read More | ||
| Could Have Been Better. Could Have Been Worse | ||
| 10/16/2026 2:46 PM | ||
| Could Have Been Better. Could Have Been Worse If the bond market was a Mario Bro, it found a gold star at some point on Wednesday. As Thursday afternoon, the gold star ran out of juice and we"re back to regular old Mario. In other words, astonishing resilience/bullishness has been replaced by a sideways-to-...Read More | ||
| Existing Home Sales Treading Same Old Water | ||
| 10/16/2026 1:52 PM | ||
| If you"re busy, we can make this quick. Existing home sales dropped sharply from over 6m units per year starting in 2022 and had bottomed out around 4m units per year by the end of 2023. They"ve done essentially nothing exciting since then and the latest update is no exception. The end. If you prefer to read an article-sized article, here ...Read More | ||
| Only a Modest Decline For Mortgage Apps. Next Week Should Improve | ||
| 10/16/2026 1:45 PM | ||
| Mortgage applications continued to lose ground as mortgage rates held near their highest levels in nearly three years. The Mortgage Bankers Association (MBA) reported a 2.7% decline in total mortgage application volume for the week ending October 9. That"s an important date, because a substantial majority of a fairly sharp decline in interest ra...Read More | ||
| Mortgage Rates Slightly Higher Today, But Sharply Lower This Week | ||
| 10/16/2026 1:18 PM | ||
| After dropping sharply over the past 5 days, mortgage rates finally reminded us that they"re still capable of moving higher. Thankfully, today"s bump was modest in the recent context, only adding 0.04% to a 30yr fixed that had fallen 0.27% since October 7th. Even though today"s losses were minimal, they"re potentially informative. Much of th...Read More | ||