The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Hormuz Back in The News | ||
| 7/7/2026 2:18 PM | ||
| Hormuz Back in The News Iran has attacked a few cargo ships recently and there are repercussions. The peace deal looks to be on shakier ground over the past 24 hours with both sides talking tough on the internet. Just before 3pm, the U.S. referred to Iran"s actions as unacceptable and revoked the ...Read More | ||
| Rates Move Back Up With Oil Prices | ||
| 7/7/2026 1:53 PM | ||
| It"s been a while since oil prices were the focal point of the interest rate conversation, but that recently familiar dynamic is once again playing out. The U.S./Iran peace deal is on increasingly shaky ground and the ability for oil to flow through the Strait of Hormuz has been increasingly compromised over the past 24 hours. Most recently, headli...Read More | ||
| Servicing, Processing Support, AI Tools ; Lenders Focusing on Consumers; Thoughts on UAD 3.6 | ||
| 7/7/2026 9:54 AM | ||
| During a recent trip overseas, I spoke to a banker who stated, “Technology doesn’t stop at the border.” True. The days of writing out this Commentary or taking an app on a yellow pad of paper are long gone. Today has the STRATMOR Group’s Advisory Angle at 11AM PT. STRATMOR Senior Partners Garth Graham and Nicole Yung explore the latest findings fro...Read More | ||
| Modest Pressure, Light Data | ||
| 7/7/2026 8:46 AM | ||
| From summertime Monday to summertime Tuesday... Yesterday"s modest strength is now erased by today"s modest weakness. In both cases, the movement is too small to worry about obvious catalysts, though some may assume that there"s an oil price component following Iran"s attacks on commercial ships in The Strait. A separate consideration would be Amaz...Read More | ||
| Uneventful Summertime Monday | ||
| 7/6/2026 3:03 PM | ||
| Uneventful Summertime Monday Volume and--sometimes--volatility can be generally lower in the middle of the summertime months as fewer traders are consistently at bond desks--especially on days adjacent to 3-day holiday weekends. Today was a classic example. Bonds barely budged and volume is on track for one...Read More | ||
| Mortgage Rates Start New Week Flat | ||
| 7/6/2026 2:23 PM | ||
| Volatility is always a risk surrounding 3 day holiday weekends when it comes to markets and mortgage rates, but this time around, things have been very calm. The average top-tier 30yr fixed rate remained almost perfectly flat versus last Thursday with the MND index technically falling by 0.01%. This week"s calendar of scheduled events is less cons...Read More | ||
| HELOC, AI POS, LOS Tools; Pay Attention to Agency Changes; Housing Surplus? | ||
| 7/6/2026 10:58 AM | ||
| One of the key selling points for an LO talking to a potential client about becoming a homeowner is the landlord/client relationship, which can go awry. (Pearl is the daughter of the short film’s director, by the way.) There are many reasons why renters aren’t owners, like, “can they not afford a residence,” or “are none available?” We recently lea...Read More | ||
| Steady Start; No Drama From ISM Data | ||
| 7/6/2026 9:19 AM | ||
| Bonds weathered the 3-day weekend without issue. We started the day modestly stronger, but have moved back closer to unchanged levels in the first 2 hours. The day"s only big-ticket (or semi-big-ticket?) econ data was the ISM Services index, but admittedly, that has more of an impact when it"s released BEFORE the jobs report. Moreover, it was right...Read More | ||
| Not Reading Too Much Into Late Day Reversal | ||
| 7/2/2026 1:17 PM | ||
| Not Reading Too Much Into Late Day Reversal Bonds rallied quickly in response to this morning"s jobs report and pressed to even stronger levels by mid-day. That"s the point in the day that most traders (the ones actually working) consider bonds to be "closed." You"re free to do the same and count today as a...Read More | ||
| Mortgage Rates Recover Somewhat | ||
| 7/2/2026 12:05 PM | ||
| Today is a half day for financial markets, which is a typical feature of a federal holiday weekend. Because tomorrow is fully closed, the big jobs report (normally a Friday affair) was instead released this morning. It ended up helping rates move lower. The jobs report (officially "The Employment Situation") measures new jobs created (or lost) eac...Read More | ||