The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Lowest Yields in Almost 4 Weeks Despite Ongoing Stock Market Recovery | ||
| 11/24/2025 3:39 PM | ||
| Lowest Yields in Almost 4 Weeks Despite Ongoing Stock Market Recovery There"s no question that stock prices and bond yields have had more than the normal amount of correlation recently. While that created some risk of a bond market weakness in the event of a stock market correction, those fears are proving ...Read More | ||
| Mortgage Rates Slightly Lower to Start Holiday-Shortened Week | ||
| 11/24/2025 3:15 PM | ||
| Thanksgiving weeks can be weird for mortgage rates. This has to do with the fact that rates are dictated by the bond market and the bond market depends on real live people who can actually be out of the office on holiday weeks. The lighter levels of participation can increase volatility and cause random movement for no apparent reason. We"ll cross...Read More | ||
| HELOC, CES, Automation, Climate Analysis Products; Webcasts and Training This Week | ||
| 11/24/2025 10:45 AM | ||
| “Remember to bring up politics at Thanksgiving to save some money on Christmas presents.” “What do tornadoes and Tennessee divorces have in common? Someone"s going to lose a mobile home.” (My father’s family is from there, so I can use that one.) Mobile homes are one segment of the manufactured home biz, and at the other end of the scale there are ...Read More | ||
| Bonds Inch to Best Levels in Over 3 Weeks | ||
| 11/24/2025 9:04 AM | ||
| It"s a data-free Monday on a holiday-shortened week and there aren"t any high-impact headlines or massive stock swings to spark any serious bond market movement. Nonetheless, bonds have found a reason to rally ever-so-slightly this morning. Because yields were already at the low end of November"s range on Friday afternoon, the result is that today"...Read More | ||
| Bonds Hold Gains Despite Ongoing Recovery in Stocks | ||
| 11/21/2025 2:04 PM | ||
| Bonds Hold Gains Despite Ongoing Recovery in Stocks The stock market factored into the bond market"s performance on Friday. In pre-market trading stocks managed a big bounce after NY Fed"s Williams spoke favorably about December"s rate cut potential. Bonds benefited from that comment initially, but th...Read More | ||
| Mortgage Rates Nudge Lower to Remain In The Same Old Range | ||
| 11/21/2025 12:53 PM | ||
| Recent stock market losses have gotten a lot attention in the news recently. While there"s no reliable correlation between stocks and interest rates, when stock losses are as big as they have been recently, it increases the tendency for rates to move in the same direction. That was definitely the case today. Bonds (which dictate rates) impro...Read More | ||
| Small Steps Higher, Same Stubbornly Low Territory for Existing Home Sales | ||
| 11/21/2025 12:45 PM | ||
| Existing-home sales posted another modest gain in October, rising 1.2% to a seasonally adjusted annual rate of 4.10 million , according to the National Association of Realtors (NAR). Sales are now 1.7% higher than a year ago as lower mortgage rates helped offset the drag from the government shutdown. Demand continues to run stronger than it did th...Read More | ||
| Rising Rates Pull Applications Lower, but Year-Over-Year Gains Hold Firm | ||
| 11/21/2025 12:37 PM | ||
| Mortgage applications moved lower last week as rates continued drifting higher for a third straight week. MBA’s Weekly Applications Survey for the week ending November 14 showed a 5.2% drop in total volume on a seasonally adjusted basis and a 7% decline unadjusted. The Refinance Index fell 7% from the previous week but is still running 125% above ...Read More | ||
| Builders Slash Prices at Record Pace Despite Slight Sentiment Improvement | ||
| 11/21/2025 12:01 PM | ||
| Builder confidence levels are still kicking the same sad little can down the road, just with slightly more enthusiasm. The November National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) inched up to 38 from 37 in October, marking the 19th straight month below the 50 line that separates expansion from contraction. Lo...Read More | ||
| Hedging, Broker Database, Distributed Meeting AI Tools; Experian on Renter"s Thoughts; Director Pulte a Liability? | ||
| 11/21/2025 11:04 AM | ||
| “Six cows were smoking joints and playing poker. That"s right: The steaks were pretty high.” The steaks, uh, stakes, are high when changes to our housing finance system occur, or actions are taken that are negatively impact borrowers or reputations. In a typical organization, the CEO reports to the board of directors. The FHFA oversees Freddie Mac ...Read More | ||