The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| War Protest: Bond Market Edition | ||
| 3/12/2026 3:38 PM | ||
| War Protest: Bond Market Edition There"s no quicker way to classify the movement we"ve seen over the past 2 weeks. The market is actively protesting the war in Iran--not because it"s a sentient being that cares about violence, but rather because the implications for inflation, economic uncertainty, and Trea...Read More | ||
| Mortgage Rates Spike to 2026 Highs | ||
| 3/12/2026 2:55 PM | ||
| Mortgage rates are driven by the bond market. Although bonds only experienced moderate, steady weakness throughout the day, mortgage rates lurched higher by an amount typically seen when the market is reacting to big, breaking news. But there wasn"t any of that sort of news on tap today--just downbeat updates that reinforced a longer timelin...Read More | ||
| Bonds Remain On The Run | ||
| 3/12/2026 10:30 AM | ||
| The bond market doesn"t look like it can catch a break as long as war persists in Iran. If it"s not oil, it"s fertilizer, nat gas, military spending, or a host of other inflationary knock-on effects that bode ill for the fixed income sector. Yes, the implied economic fallout would help offset the inflationary impulses, but not enough for rates to m...Read More | ||
| AI Roadmap, UAD 3.6, Repurchase Tools; False Claims Act Rumors; STRATMOR"s Subservicing Survey | ||
| 3/12/2026 10:09 AM | ||
| Products, Services, and Software for Brokers and Lenders Home equity lending is having a moment. The challenge for many lenders? The process behind it still looks like 2015: manual workflows, vendor emails, and too much operational juggling. FirstClose is hosting a 30-minute webinar on March 19 at 1 PM CT that examines how lenders are modernizing...Read More | ||
| General Selling Spree Continues | ||
| 3/11/2026 4:10 PM | ||
| General Selling Spree Continues It hasn"t exactly been perfectly linear, but the month of March has generally been a one-way trade for the bond market. In less than 2 weeks, 10yr yields are up from 3.95 to 4.22+ without any provocation from econ data. Today was another example as CPI came in right in line w...Read More | ||
| Highest Rates in More Than a Month | ||
| 3/11/2026 3:13 PM | ||
| Mortgage rates moved higher on Wednesday despite only a modest increase in oil prices. The latter is currently a part of any conversation about interest rates as higher energy costs have fueled inflation expectations. Higher inflation begets higher rates, all else equal. But rates take other cues, or course. One key consideration is that of "suppl...Read More | ||
| Fraud Guard, Capital Markets Data, QC, POS Products; PHH and OptiFunder News; Non-Agency | ||
| 3/11/2026 9:12 AM | ||
| Technology is a two-edged sword. Have you ever heard of “surveillance pricing?” “Big brother” knows a lot about you. Ridesharing companies like Uber, for instance, can charge users more when they have lower battery life on their phone. “Democrats in Pennsylvania have introduced a bill that would stop retailers from changing the price of essential g...Read More | ||
| Overnight Weakness, Limited CPI Impact, MBS Outperformance | ||
| 3/11/2026 8:36 AM | ||
| There was a very high bar for today"s CPI to cause any serious market reaction due to all the new inflationary impulses that may be created by record volatility in energy markets that hasn"t yet made it into the official data. In other words, CPI is a time capsule for a bygone era and the market is already trading the implications on future inflati...Read More | ||
| Afternoon Weakness in Bonds Despite Lower Oil Prices. Will CPI Matter? | ||
| 3/10/2026 3:21 PM | ||
| Afternoon Weakness in Bonds Despite Lower Oil Prices. Will CPI Matter? Days like today are a problem for a "set it and forget it" mentality when it comes to energy prices and the bond market. On many occasions since the beginning of last week, the correlation between oil prices and bond yields has been plai...Read More | ||
| Mortgage Rates Sideways to Slightly Lower | ||
| 3/10/2026 2:38 PM | ||
| Today"s mortgage rates are lower when compared to yesterday"s average prior to 4pm ET. Later in the afternoon, multiple lenders announced improvements as the bond market rallied in response to geopolitical headlines. If we use those later, lower rates as a baseline, today"s average is roughly unchanged. There were no major economic reports today--...Read More | ||