The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Another Nice Drop For Rates, Now Near 1-Month Lows | ||
| 10/22/2026 2:50 PM | ||
| Interest rates continue taking cues from the market rethinking the pace of AI-related growth/spending. Last week"s focus was on Coreweave and a few other companies who saw their cost of financing rapidly increase--a sign that investors were starting to worry about future return of capital. One remedy for such worries is to shift money into the safe...Read More | ||
| LO Performance, AI Governance, ARM, Non-QM Execution, U/W Tools; In-Person Events Into 2027 | ||
| 10/22/2026 10:02 AM | ||
| Lender and Broker Products, Services, and Software “Ready to get ahead of what’s next in mortgage technology? Join us for the client-exclusive Optimal Blue Summit 2027, taking place Feb. 1 – 3, 2027, at the JW Marriott Desert Ridge Resort & Spa in Scottsdale, Arizona, for hands-on training, insightful breakout sessions, product demonstrations...Read More | ||
| Don"t Overthink It. Same Old (New) Story | ||
| 10/22/2026 8:18 AM | ||
| Oil prices are up. Bond yields are down sharply. If this was early September, that wouldn"t make sense. Bonds decoupled from the oil correlation on Fed week and then REALLY decoupled as stronger econ data was priced in, starting with that very weird S&P PMI reaction on Sept 23. Ever since then, yields have been fumbling around in the dark, tryi...Read More | ||
| Ultimately Flat After Options-Driven Volatility | ||
| 10/21/2026 3:51 PM | ||
| Ultimately Flat After Options-Driven Volatility Treasuries continued in the same sideways holding pattern seen over the past 4 trading sessions. This generally mirrors a holding pattern in certain tech companies" credit risk metrics. In short, bonds currently have nothing better to do than wait and see if t...Read More | ||
| Mortgage Rates End Flat After Starting Slightly Lower | ||
| 10/21/2026 2:58 PM | ||
| It was another ho-hum day for mortgage rates, which is more of the exception than the rule these days. But we"re not complaining! The uneventful, sideways movement means rates are holding in line with the lowest levels in nearly a month. Today would have been slightly lower than yesterday had it not been for some mid-day weakness in the underlying...Read More | ||
| Fulfillment, Home Price Performance, Borrower Assistance Tools; Webinars; Non-Agency Products | ||
| 10/21/2026 10:51 AM | ||
| Let’s see what’s in my electronic mailbag. “Rob, is it true that LOs can now join the MBA directly?” Yup. There’s MBA Homebase that provides loan officers with education, coaching, professional development, and a stronger voice in the mortgage industry. It is open to loan officers at every lender and across every origination channel, regardless of ...Read More | ||
| Waiting For Whatever"s Next | ||
| 10/21/2026 9:21 AM | ||
| We find ourselves in a bit of a lull in the bond market this week, and we don"t object! Yields aren"t screaming back up toward recent highs. Nor are they extending last week"s swift rally. Both would cause problems for different reasons. Consolidating last week"s rally in this narrow, sideways pattern is arguably the very best thing that could have...Read More | ||
| Tech Concerns Keeping Bonds in The Game | ||
| 10/20/2026 3:37 PM | ||
| Tech Concerns Keeping Bonds in The Game There was some oil price volatility today that looked like it might line up with some of the intraday volatility in the bond market. This may have actually been relevant between 10:10 and 10:30am as various rumors circulated regarding a draft deal. But the general tra...Read More | ||
| Mortgage Rates Move Slightly Lower | ||
| 10/20/2026 1:45 PM | ||
| Mortgage rates dropped 0.03% today on average leaving the top-tier 30yr fixed rate index at 7.40% vs 7.43% yesterday--the third lowest level in more than 3 weeks. As has been and continues to be the case, the lower rates seen since last Wednesday are primarily being driven by concerns about deleveraging and potential contagion in the AI sector. On...Read More | ||
| AI Ass"t, Home Equity, Servicing, Borrower Capture, Audit Tools; MISMO & DPA | ||
| 10/20/2026 10:48 AM | ||
| “I ordered a book online titled, ‘How to Scam People Online.’ It’s been six months and I still haven’t received it.” Being scammed, and fraud in general, isn’t a laughing matter. Companies like SoFi publish information on how to recover afterward. People over 60, as always, are more susceptible. The FBI has a website on mortgage fraud which is well...Read More | ||