The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Holiday-Adjacent Waiting Game | ||
| 4/6/2026 2:33 PM | ||
| Holiday-Adjacent Waiting Game Monday may not have been an official holiday for the U.S. bond market, but it way as well have been. Volume certainly acted the part, which is no surprise considering overseas holiday closures. Headlines and data had a limited impact, at best. In general the market is waiting t...Read More | ||
| Mortgage Rates Steady to Slightly Lower | ||
| 4/6/2026 2:11 PM | ||
| It was an uneventful day for mortgage rates with the average lender close enough to Friday"s levels that borrowers would not see much of a difference between the two days. The bond market (which underlies and dictates rate movement) was still in quasi-holiday mode as most overseas markets were closed for holidays. Financial markets (including bond...Read More | ||
| BBYS, HELOC Processing Products; In-Person Events Through Year End; Population Shifts Matter | ||
| 4/6/2026 10:19 AM | ||
| This year, “Bring a Kid to Work Day” is April 23. The name seems to have shifted: I remember “Bring Your Child to Work Day.” The population of the United States also shifts, something that lenders and originators are very aware of in the primary markets, and should be aware of in the secondary markets. Companies and job creators move, for various r...Read More | ||
| Roughly Unchanged as Holiday Effect Persists | ||
| 4/6/2026 8:36 AM | ||
| Much of the international trading community remains on holiday today, making for lower volume and liquidity in the US. Bonds have managed to mostly shrug off Friday"s stronger jobs report--a fact that we"d attribute mainly to the focus on the unemployment rate over the balmy payroll count. Additionally, war-related developments remain near the top ...Read More | ||
| Nothing Else Happened After Initial Selling | ||
| 4/3/2026 11:52 AM | ||
| Nothing Else Happened After Initial Selling The typical early close for the bond market is 2pm ET. This is usually reserved for a holiday-adjacent day such as Christmas Eve or the day after Thanksgiving. Good Friday is unique. On years where it DOES NOT coincide with a jobs report, it"s fully closed. Otherw...Read More | ||
| AI Due diligence, AI Guide, Data Mining Tools; Investor Agency Changes; Good Stats to Help LOs | ||
| 4/3/2026 9:51 AM | ||
| Products, Services, and Software for Brokers and Lenders The team at Model Match has launched the first phase of a complete platform overhaul, reimagining how lenders access and act on real estate, mortgage, and borrower data. The release centers on a simplified search experience across loan officers, agents, offices, and companies, alongside a m...Read More | ||
| Logically Weaker After Solid Jobs Report, But It"s a Ghost Town | ||
| 4/3/2026 8:58 AM | ||
| Today"s jobs report is/was the only big-ticket calendar event and the most obvious source of bond market inspiration. That"s doubly true considering the even earlier-than-normal early close (12pm ET) for Good Friday. Payrolls were hot at 178k vs -133k previously. The big swing is the first hint that payrolls should be taken with a grain of sa...Read More | ||
| Bonds Recover on Oil Price Hopes | ||
| 4/2/2026 2:54 PM | ||
| Bonds Recover on Oil Price Hopes Bonds were weaker to start the day with oil prices moving sharply higher after last night"s Trump speech. But a few hours into the trading session, the move was completely erased and reversed after some fairly simple headlines regarding Iran/Oman working on a resolution to o...Read More | ||
| Mortgage Rates Are Actually Lower This Week | ||
| 4/2/2026 2:12 PM | ||
| On any given Thursday, there"s a decent enough chance that the average mortgage rate headline will be unintentionally misleading. At issue is media reliance on the longstanding weekly mortgage rate surveys. If news stories are going to cite this data, that"s fine, but it"s critical to understand the methodology. Whether it"s MBA (reported yesterda...Read More | ||
| Social Security, Equity, Processing Tools; Freddie and Fannie Shifts; Release From Conservatorship Slim | ||
| 4/2/2026 10:43 AM | ||
| “Rob, what do you hear about Fannie & Freddie being released from conservatorship?” Not much. Although it may change with one random tweet, the idea & process of jettisoning them is not even “on the back burner”… It may be back in the refrigerator. Maybe 2031? Both are certainly building up their net worth, but they don’t have enough capita...Read More | ||