The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Moderately Weaker With Only The Reopening to Blame | ||
| 11/13/2025 3:02 PM | ||
| Moderately Weaker With Only The Reopening to Blame The government reopened on Thursday. Both stocks and bonds sold off moderately in response. The bond market weakness is in line with our expectations for a confirmed reopening based on the simple logic that a prolonged shutdown would have been increas...Read More | ||
| Mortgage Rates Near The Top of Recent Range | ||
| 11/13/2025 2:25 PM | ||
| Mortgage rates rose somewhat sharply following the late October Fed meeting but have been in a relatively narrow range so far in November. The range is so narrow, in fact, that yesterday"s average rate was at the bottom of that range while today"s rate is closer to the highs. Given the minimal overall movement, there"s no compelling need to ...Read More | ||
| Data Intelligence, CTP Products; Compliance Warning About Thanksgiving; Another Fed President to Leave | ||
| 11/13/2025 10:45 AM | ||
| In news underwriters will need to know, banks and satirists across the United States are taking Director Bill Pulte’s and President Donald Trump’s 50-year mortgage suggestion are running with it. They (the underwriters) would now require an applicant"s grandkids to co-sign on a 50-year mortgage "just in case” as part of the approval equation. What ...Read More | ||
| Shutdown is Over. Don"t Get Excited | ||
| 11/13/2025 7:06 AM | ||
| First off, the market expected a shutdown resolution by mid November and especially since this past weekend. That"s the reason today"s news means essentially nothing in terms of being a surprise headline. On the data front, today is also meaningless in the short term. It"s not as if the backlog of econ data will suddenly be released. Th...Read More | ||
| Bonds Look Past 10yr Auction to Maintain Focus on Jobs | ||
| 11/12/2025 3:10 PM | ||
| Bonds Look Past 10yr Auction to Maintain Focus on Jobs While there were no big ticket economic reports on today"s calendar, bonds came into the session with a tailwind from yesterday"s weekly ADP payrolls data. Unlike the monthly numbers seen in last week"s monthly ADP report (which showed a +42k increase i...Read More | ||
| Mortgage Rates Only Modestly Lower Despite Bond Market Improvement | ||
| 11/12/2025 2:15 PM | ||
| Mortgage rates are based on bond market movement and bonds are much stronger today compared to Monday. Although bonds were closed yesterday for the Veterans Day holiday, there was an important piece of economic data that suggested lower rates today. The data in question was the new weekly payroll count from ADP. Whereas October"s monthly data (whi...Read More | ||
| Non-QM, Broker, AMC, LO Survey Results; Warehouse Tools; Webinars and Training | ||
| 11/12/2025 10:53 AM | ||
| Its dog eat dog in the ranks of the FHFA and Fannie Mae & Freddie Mac. The question is, does anyone care, or is anyone surprised? We want to follow the law, right? Everyone knows that the Trump Administration fired the Inspector General and Fannie’s ethics staff. Now the Wall Street Journal reports that, “Fannie Mae Watchdogs Probed How Pulte O...Read More | ||
| Stronger Start Thanks to Weekly ADP Data | ||
| 11/12/2025 9:21 AM | ||
| ADP has been in the monthly data game for a long time when it comes to payroll counts, but their weekly report is the new kid on the econ data block. The public has only had access for a few weeks and traders have wasted no time incorporating it into the inner circle of influential market movers. Perhaps this dynamic will fade after the gover...Read More | ||
| Counting Down to Ending The Shutdown After Tuesday"s Holiday Closure | ||
| 11/10/2025 3:27 PM | ||
| Counting Down to Ending The Shutdown After Tuesday"s Holiday Closure Bonds were weaker in the overnight session with at least some of the blame presumably going to a sudden improvement in the prospects for reopening the government. To whatever extent that blame is merited, the rest of the week is increasing...Read More | ||
| Mortgage Rates Edge Higher But Remain in November Range | ||
| 11/10/2025 2:39 PM | ||
| Mortgage rates went into the weekend with a small cushion thanks to movement in the bond market on Friday. Specifically, bonds improved after mortgage rates came out for the day. If the improvement had been sharper, mortgage lenders likely would have made a mid-day adjustment to slightly lower levels. The implication was that rates would have been ...Read More | ||