Appraisal services for St Louis and Saint Louis County homeowners

Here are the top seven reasons MO homeowners order from The August Group Inc.:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Saint Louis county's assessment of your property
To reduce a mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
To settle an estate in MO by determining the true market value of property in question

Own a house in or near St Louis, MO and need help determining the value of it?
Contact The August Group Inc..

We at The August Group Inc. understand the unique needs of a consumer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at The August Group Inc., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. The August Group Inc. is experienced in helping people just like you rid themselves of unnecessary PMI insurance.

Challenging Saint Louis county's assessment of your property

Lets say you live in a local area that is going down -- your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting an expert appraisal from The August Group Inc. is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. The August Group Inc. can provide you with efficient appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for precision? The August Group Inc. offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.