The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Sideways and Slightly Stronger | ||
| 9/21/2026 2:59 PM | ||
| Sideways and Slightly Stronger It was a rather uneventful day with bonds holding sideways in a relatively narrow range after a modest overnight improvement. Intraday correlation with oil prices was fairly poor in the 8-10am window, but generally well-behaved otherwise. Short-end rates (2yr and shorter) were...Read More | ||
| Mortgage Rates Little-Changed to Start New Week | ||
| 9/21/2026 2:15 PM | ||
| It was a fairly uneventful day for mortgage rates to start the new week. The underlying bond market was slightly stronger. This suggests slightly lower interest rates. The average mortgage lender lowered top-tier 30yr fixed rates by 0.01% compared to Friday. Underlying motivation for the bond market can mostly be attributed to lower oil pric...Read More | ||
| VOE/POS, White Label, Equity, Business Intelligence Tools; Loan Limit Changes From Investors | ||
| 9/21/2026 11:23 AM | ||
| Broker and Lender Products, Software, and Services Ever gone to pick up a prescription only to be told it needs prior authorization? The request leaves the provider’s system and lands in the health insurer’s, but neither system updates the other, so you end up calling the insurance company yourself to find out whether the drug is covered. Home eq...Read More | ||
| Stronger Start as Oil Continues Lower | ||
| 9/21/2026 8:59 AM | ||
| While the Fed may have requested a majority of the market"s attention last week, oil prices were saying "ahem... over here." Now this morning, the post-Fed trade is even farther in the rearview and oil is offering even louder reminders with the price per barrel now under $93 after cresting $106 last Tuesday. There is no big-ticket econ data on...Read More | ||
| Did Japan Sell Treasuries Today? | ||
| 9/18/2026 4:37 PM | ||
| Did Japan Sell Treasuries Today? Bonds sold off medium big on Friday in a move that offered little by way of overt explanations. There were reports of "rate checks" in the USD/JPY market--something that CAN precede the selling of U.S. bonds in order to buy JPY. Notably, there were no reports of actual inter...Read More | ||
| Mortgage Rates Only Modestly Higher Despite Bond Market Losses | ||
| 9/18/2026 3:26 PM | ||
| We"d be the first to remind you that mortgage rates are primarily determined by trading levels in the bond market--specifically those for mortgage-backed securities (MBS). That said, there are days where rates don"t do exactly what MBS suggest. Today was one of them. According to the bond market, mortgage rates should have been much higher than th...Read More | ||
| Pending Sales Rebound Slightly as Regional Results Diverge | ||
| 9/18/2026 2:55 PM | ||
| Pending home sales edged higher in August as gains in the South and West offset declines in the Northeast and Midwest. The National Association of REALTORS® (NAR) Pending Home Sales Index (PHSI), which tracks signed contracts on existing homes, increased 0.3% from July but was down 4.7% from a year earlier. The modest increase came despite a...Read More | ||
| More Mixed Results in Residential Construction Report | ||
| 9/18/2026 2:47 PM | ||
| Residential construction was mixed in August as housing starts recovered in the single-family sector, while building permits declined from July levels and completions fell sharply. The latest Census Bureau data points to continued unevenness in residential construction, with builders pulling back somewhat on new authorizations even as single-family...Read More | ||
| Labor, Land, and Rising Costs Push Builder Confidence to 3 Year Lows | ||
| 9/18/2026 2:20 PM | ||
| Builder sentiment took a meaningful step backward in September, with higher mortgage rates, rising construction costs and worsening labor shortages weighing on the market for newly built homes. The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) fell three points to 32 , matching September 2025 as the lowest lev...Read More | ||
| Refi Demand Falls, But Still Higher Than Early 2025 Levels | ||
| 9/18/2026 1:43 PM | ||
| Mortgage application activity weakened again last week, with higher mortgage rates weighing on both purchase and refinance demand. The Mortgage Bankers Association (MBA) reported a 4.1% decrease in total application volume on a seasonally adjusted basis for the week ending September 11. The results include an adjustment for the Labor Day holiday....Read More | ||