The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Another Big Improvement to Another 3 Week Low | ||
| 10/15/2026 3:09 PM | ||
| Mortgage rates dropped again today, and at a much faster pace than yesterday"s decline. Top tier 30yr fixed rates are now down to 7.33% for the average lender, a drop of more than 0.25% from the long-term highs seen just last week. There are a lot of moving parts behind the scenes so let"s focus on what we can know or at least reasonably conclude. ...Read More | ||
| Exciting Times, But Don"t Get Too Excited | ||
| 10/15/2026 3:07 PM | ||
| Exciting Times, But Don"t Get Too Excited There"s no question that the past 5 days have been the best 5 days that we"ve seen in a long time in terms of direction movement in rates. They"re made all the more miraculous because the past 2 days included much higher inflation readings. In a vacuum, inflation da...Read More | ||
| Borrower Intelligence, Margin Mgt Tools; MBA and Affordability; FASB Servicing Proposal; DSCR Interview | ||
| 10/15/2026 10:50 AM | ||
| “My coworker asked me how I’m doing this morning. Yet another third party trying to steal my data!” Data travels at the speed of light. Mickey D’s is reportedly using artificial intelligence to “dynamically” price its burgers. Imagine a lender trying that! AI filled the exhibition hall at the MBA’s conference this week. I don’t use AI to write this...Read More | ||
| What"s Up With The Huge Paradoxical Rally?! | ||
| 10/15/2026 8:42 AM | ||
| Core PPI was up 0.7 vs 0.3 forecast this morning. That"s something that would normally send yields much higher. But everything is different this morning. Bonds rallied sharply in the overnight session and added a bit more to the gains after the 8:30am data. This is on top of yesterday"s stunning comeback after getting rocked by higher CPI. To ...Read More | ||
| Epic Round Trip as Rates Launch Higher Only to End Lower | ||
| 10/14/2026 2:43 PM | ||
| You won"t see too many days like today when it comes to mortgage rates and the underlying bond market that drives them. Bonds were eagerly awaiting this morning"s Consumer Price Index (CPI), a key inflation report and an important source of guidance for the Fed rate outlook. Reminder: while the Fed Funds Rate itself does not control mortgage...Read More | ||
| Correspondent and Wholesale, CLE, Audit, Free POS Products; News From Chicago; MBA Chair Owen Lee Interview | ||
| 10/14/2026 10:50 AM | ||
| What percentage of the industry is shifting credit policies? Yesterday the industry learned that Fairway Independent and Movement are “now implementing VantageScore 4.0 (owned by Experian, Equifax, and TransUnion)… The VantageScore 4.0 credit scoring model is offered through Experian, Equifax and TransUnion, as well as mortgage technology providers...Read More | ||
| CPI Puts a Floor Under Recent Rate Rally | ||
| 10/14/2026 8:48 AM | ||
| Unrounded core CPI came in at 0.335, which nearly rounds to 0.4% versus an expectations of 0.2%. This is a big surprise when it comes to inflation data, and it matters more at the moment given the rapidly evolving Fed rate hike outlook. Recent Fed speeches caused a significant pull-back in rate hike expectations. Today"s inflation data undoes...Read More | ||
| Light Volatility and Modest Gains Ahead of CPI | ||
| 10/13/2026 1:53 PM | ||
| Light Volatility and Modest Gains Ahead of CPI Bonds were modestly stronger in the overnight session in a move that is easiest to attribute to ongoing supportive buying in response to recently higher yields in the long end of the market. Fed Funds Futures were also in play as implied Fed Funds tracked fairl...Read More | ||
| Mortgage Rates Inch to Another 2-Week Low | ||
| 10/13/2026 1:35 PM | ||
| It was an uneventfully good day for mortgage rates. Unlike the average day over the past several weeks, there was minimal intraday volatility in the underlying bond market. This allowed the average lender to issue rates once this morning and avoid intraday rate changes. Fortunately, the overnight market movement was in our favor today as tra...Read More | ||
| Warehouse, Litigation Webinar, AMC, HELOC Products; OB/Usherpa, Newrez/eXp Deals | ||
| 10/13/2026 10:27 AM | ||
| If you want privacy, you may not want to buy a new car: Many new cards share your data with third-party companies via technology. Here at the MBA National, tech is not only a popular topic, but, thanks to AddyAI, there is an Agentic registered “attendee” named Adele. The robot’s job is roaming the halls. Are you doing your “dream” job? They vary by...Read More | ||