The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Epic Round Trip as Rates Launch Higher Only to End Lower | ||
| 10/14/2026 2:43 PM | ||
| You won"t see too many days like today when it comes to mortgage rates and the underlying bond market that drives them. Bonds were eagerly awaiting this morning"s Consumer Price Index (CPI), a key inflation report and an important source of guidance for the Fed rate outlook. Reminder: while the Fed Funds Rate itself does not control mortgage...Read More | ||
| Correspondent and Wholesale, CLE, Audit, Free POS Products; News From Chicago; MBA Chair Owen Lee Interview | ||
| 10/14/2026 10:50 AM | ||
| What percentage of the industry is shifting credit policies? Yesterday the industry learned that Fairway Independent and Movement are “now implementing VantageScore 4.0 (owned by Experian, Equifax, and TransUnion)… The VantageScore 4.0 credit scoring model is offered through Experian, Equifax and TransUnion, as well as mortgage technology providers...Read More | ||
| CPI Puts a Floor Under Recent Rate Rally | ||
| 10/14/2026 8:48 AM | ||
| Unrounded core CPI came in at 0.335, which nearly rounds to 0.4% versus an expectations of 0.2%. This is a big surprise when it comes to inflation data, and it matters more at the moment given the rapidly evolving Fed rate hike outlook. Recent Fed speeches caused a significant pull-back in rate hike expectations. Today"s inflation data undoes...Read More | ||
| Light Volatility and Modest Gains Ahead of CPI | ||
| 10/13/2026 1:53 PM | ||
| Light Volatility and Modest Gains Ahead of CPI Bonds were modestly stronger in the overnight session in a move that is easiest to attribute to ongoing supportive buying in response to recently higher yields in the long end of the market. Fed Funds Futures were also in play as implied Fed Funds tracked fairl...Read More | ||
| Mortgage Rates Inch to Another 2-Week Low | ||
| 10/13/2026 1:35 PM | ||
| It was an uneventfully good day for mortgage rates. Unlike the average day over the past several weeks, there was minimal intraday volatility in the underlying bond market. This allowed the average lender to issue rates once this morning and avoid intraday rate changes. Fortunately, the overnight market movement was in our favor today as tra...Read More | ||
| Warehouse, Litigation Webinar, AMC, HELOC Products; OB/Usherpa, Newrez/eXp Deals | ||
| 10/13/2026 10:27 AM | ||
| If you want privacy, you may not want to buy a new car: Many new cards share your data with third-party companies via technology. Here at the MBA National, tech is not only a popular topic, but, thanks to AddyAI, there is an Agentic registered “attendee” named Adele. The robot’s job is roaming the halls. Are you doing your “dream” job? They vary by...Read More | ||
| Stronger Start. It"s Complicated | ||
| 10/13/2026 8:57 AM | ||
| Tuesday morning joins a fairly long list of trading days where overnight bond market movement cannot be cleanly connected to news headlines or econ data. With yields having recently pushed up to multi-decade highs, and Fed policy expectations constantly shifting, this will be an ongoing phenomenon. Over the past several sessions, there"s definitely...Read More | ||
| Another Nice Round Trip For Bonds--Especially MBS | ||
| 10/9/2026 3:38 PM | ||
| Another Nice Round Trip For Bonds--Especially MBS Nothing new or interesting happened today in terms of underlying events, news, or data. But the price action itself was a different story. While the moves weren"t extreme, it was nonetheless notable that bonds lost ground in a very intentional way this morni...Read More | ||
| Mortgage Rates Officially at 2 Week Lows | ||
| 10/9/2026 1:37 PM | ||
| Even though the underlying bond market is in slightly weaker shape today, mortgage rates ended up trickling just a bit lower than yesterday"s latest levels. This can happen on occasions when there is a strong rally late in the previous day. Mortgage lenders don"t end up passing along all of that improvement in rate sheets and some of them decide to...Read More | ||
| Polly and Hedging, Database, Equity, CE, Fulfillment Tools; Prepayments; Dart Acquires ACT | ||
| 10/9/2026 10:50 AM | ||
| As Robbie and I prepare to head to Chicago this weekend for the “MBA National,” yesterday I was speaking with someone at the bar at Legs Inn in Northern Michigan. (Yeah, it’s somethin’.) We shouldn’t be afraid to talk about the economy, or politics, and I told her that I’ve been in capital markets for over 40 years and there are plenty of clever sa...Read More | ||