The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Mortgage Rate Sharply Higher After Inflation Data | ||
| 11/10/2026 1:27 PM | ||
| Rates enjoyed a remarkably calm winning streak over the past month with the worst single day resulting in a 0.06% increase for a top tier 30yr fixed loan and the average day seeing a 0.02% decline. That streak was dealt its first serious blow today following a hotter than expected in the Consumer Price Index (CPI)--a key inflation report. Even tho...Read More | ||
| Accounting, Processing, HELOC, AI Governance Tools; Webinars Approaching; Gov"t Product News; CPI | ||
| 11/10/2026 11:01 AM | ||
| “I found a 95 year old painting in my attic. I asked him to leave.” Humor aside, many people have been asked to leave places like Fannie Mae, Freddie Mac, Go Mortgage, Onity, and others. It isn’t surprising, and the reductions are, in fact, a sign of the times given the time of year and the rate environment. That said, “finding success elsewhere” m...Read More | ||
| No "Yeah Buts" in Today"s CPI. It"s All Bad For Bonds | ||
| 11/10/2026 8:38 AM | ||
| Some inflation reports have counterpoints even if they appear high at first glance. This one is just all-around not great for bonds. It would be a genuine surprise to see a meaningful reversal from this morning"s weakness without a major, unexpected news headline or massive stock sell-off. Really the only way someone could try to find a silver li...Read More | ||
| Bonds Looking Increasingly Comfortable With Recent Gains | ||
| 11/9/2026 3:29 PM | ||
| Bonds Looking Increasingly Comfortable With Recent Gains Much like last Friday, the stock market provided adequate cover for bonds to give back a decent chunk of recent gains. And much like Friday, bonds opted to hold fairly steady. Granted, there was certainly weakness after the 9:30am NYSE open, but not a...Read More | ||
| Mortgage Rates Mostly Steady Despite Stock Market Bounce | ||
| 11/9/2026 2:52 PM | ||
| Last Thursday"s stock market sell-off was a key factor in driving mortgage rates to the lowest levels in more than a month. More broadly, tech stock jitter have clearly correlated with multi-week trend toward lower rates that began in mid-October. As such, any time we see a pronounced bounce in stocks, we might be somewhat concerned about a similar...Read More | ||
| Ops Efficiency, Non-QM, AI Governance Tools; M&A Strategy; Election Results and Lending; FEMA Changes | ||
| 11/9/2026 10:57 AM | ||
| All of you out there wishing there were fewer people on the roads or in line at the post office, take heart. Lenders with a long time horizon, not so much. Apparently, even paradise is having trouble keeping its population up: The Census Bureau released updated projections through 2100 for 25 countries and U.S. territories, revealing that populatio...Read More | ||
| Slightly Weaker as Stocks Recover. CPI On Deck | ||
| 11/9/2026 9:48 AM | ||
| In the bigger picture, today offers little by way of actionable new info for the bond market. Unsurprisingly, volatility is being dictated by a decently big bounce in equities. Stocks were sideways to slightly stronger overnight, but have jumped somewhat sharply at the 9:30am NYSE open. Roughly half of last Thursday"s rout has now been erased. Bond...Read More | ||
| Very Strong Showing For Bonds Considering The Headwinds | ||
| 11/6/2026 2:54 PM | ||
| Very Strong Showing For Bonds Considering The Headwinds There were two major headwinds in play for the bond market today. Most obviously, the jobs report was very strong--something that would normally push rates logically and obviously higher. One can only run through a list of potential explanations to fit...Read More | ||
| Mortgage Rates Hold Steady at Lows Despite Stronger Jobs Report | ||
| 11/6/2026 2:06 PM | ||
| Today was an odd one for mortgage rates. Anyone who"s been following the rate market for very long will tell you that the monthly jobs report is one of the most reliable source of volatility for rates. In general, when job growth is much stronger than expected, rates rise and vice versa. But in today"s case, rates managed to hold perfectly flat de...Read More | ||
| DPA, HELOC, Agent Assistance, UAD 3.6 Tools; Funded Loan Data; Credit Modernization, or Just Noise? | ||
| 11/6/2026 10:45 AM | ||
| Lender and Broker Products, Services, and Software Your borrower relationship shouldn’t end at the closing table. Homeowners’ financial needs continue long after they get their first mortgage, but the lender relationship often does not. That creates an opportunity for mortgage professionals to support needs throughout the homeowner lifecycle. Fin...Read More | ||