The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| DPA, HELOC, Agent Assistance, UAD 3.6 Tools; Funded Loan Data; Credit Modernization, or Just Noise? | ||
| 11/6/2026 10:45 AM | ||
| Lender and Broker Products, Services, and Software Your borrower relationship shouldn’t end at the closing table. Homeowners’ financial needs continue long after they get their first mortgage, but the lender relationship often does not. That creates an opportunity for mortgage professionals to support needs throughout the homeowner lifecycle. Fin...Read More | ||
| Super Strong Jobs Report NOT Hitting Bonds Like You"d Expect | ||
| 11/6/2026 8:25 AM | ||
| Nonfarm payrolls came in 100k higher than forecast and the unemployment dropped even as the participation rate moved higher. That"s a recipe for a bond market sell-off if we ever saw one. But apart from an initial knee-jerk sell-off, yields returned back in line with pre-NFP levels within 8 minutes and haven"t moved much since then. What gives? W...Read More | ||
| Stocks Got Rocked. Bonds Picked Up Some Slack | ||
| 11/5/2026 2:04 PM | ||
| Stocks Got Rocked. Bonds Picked Up Some Slack Chipmakers and other tech names got absolutely rocked today starting at the 9:30am NYSE open. Hedge funds dumped semiconductors like a bad habit early and often (Sandisk down 20% anyone?!), and with tech comprising so much of the 2026 growth story, the rest of t...Read More | ||
| Another Decent Drop as Mortgage Rates Move Under 7.2% | ||
| 11/5/2026 1:15 PM | ||
| Yesterday, it was a drop below 7.25%. Today, the 7.20% floor was broken. Mortgage rates have been on a tear over the past month and are now back to 7.17% for the average lender. If there"s one thing that deserves most of the credit for this bull run, it"s the extreme bearishness in tech stocks. The NASDAQ is now down roughly 14% from the October h...Read More | ||
| HFA, Broker, AI Appraisal Review, LO Directing, AI Title Search Tools; STRATMOR on M&A | ||
| 11/5/2026 10:25 AM | ||
| Why am I a sucker for stories like, “What Do the Twins in the Shining Look Like Now?”? Is the American public a sucker for not being more concerned that no politician seems concerned about the burgeoning deficit? Will there be any “fiscal conservatives” in Congress, or the White House? Here in Dallas, one of the topics, of course, is the election. ...Read More | ||
| Modestly Weaker For a Few Potential Reasons | ||
| 11/5/2026 8:06 AM | ||
| Bonds are starting the day a few bps weaker. 10yr yields are just over 4.90% and considering they were almost 50bps higher a month ago, you"re free to go about your business today without scrutinizing this morning"s baby bump. It could be purely incidental. But for those who demand scapegoats, the easiest suspect to blame would be corporate debt is...Read More | ||
| Elections, Oil, and Neocloud Stocks, Oh My! | ||
| 11/4/2026 3:19 PM | ||
| Elections, Oil, and Neocloud Stocks, Oh My! There are 3 publicly traded neocloud stocks that are big enough to care about. All 3 hit new long term lows today (ranging from 6 months to over a year). All 3 continue to track very well with the recent bond market rally. This is simplest way to approach to...Read More | ||
| Mortgage Rates Fall Back Under 7.25% | ||
| 11/4/2026 2:25 PM | ||
| 30yr fixed rates moved over 7.25% on September 23rd, 2026 and continued to long-term highs of 7.61% by early October. But starting in mid October, rates began declining as the market grew increasingly concerned about the tech sector. Until today 7.27% marked the floor of the present rally. Now the floor is lower. Rates began the day moderately low...Read More | ||
| AI Strategy, SaaS, HELOC, Non-QM Products; Webinars; Capital Markets React to Election Results | ||
| 11/4/2026 10:48 AM | ||
| Yes, there was/is an election which is certainly a discussion topic here in Dallas, but regardless of the results, many people who don’t own homes want to buy one, and people who do may be facing life changes and could use personal advice. Here’s a trend: Homeowners who won’t give up a 3 percent mortgage are becoming landlords instead. Do you have ...Read More | ||
| Volatile Gains as Markets Digest Elections and Data | ||
| 11/4/2026 9:50 AM | ||
| There are several moving parts to today"s trading levels, but the TL;DR is that bonds are holding modest gains so far despite some 2-way volatility. The overnight session started out with the strongest gains of the day, clearly coinciding with a stock market swoon. Stock prices and bond yields bounced higher when the senate majority was calle...Read More | ||