The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Why Did Bonds Sell Off So Sharply Today? | ||
| 11/12/2026 3:09 PM | ||
| Why Did Bonds Sell Off So Sharply Today? Bonds sold off fairly sharply today and the motivations transcended today"s menu of market moving events. If we wanted to focus only that menu, it"s main selections included Trump comments on the U.S. not needing a deal with Iran, a stronger showing in stocks, NVDA d...Read More | ||
| Mortgage Rates Definitely Aren"t Lower This Week! | ||
| 11/12/2026 2:17 PM | ||
| Thursdays are frequently "fun" in the world of mortgage rate reporting because that"s when Freddie Mac releases its weekly rate survey. Despite updating its methodology several years ago, Freddie"s survey still relies on rate quotes entered by humans and it is still an average of the 5 business days ending on the Wednesday of any given week. ...Read More | ||
| Non-QM, AI Governance, Industry Intel Tools; Corporate Shifts; Demo Day Approaches | ||
| 11/12/2026 10:26 AM | ||
| “What is the most common question Finnish detectives ask suspects? ‘What were you doing the night between November and May?’” There will be less daylight in the Northern Hemisphere until the Winter Solstice on December 21st, with lots of weather, and mortgage news, between now and then. Old mortgage vets recall the end of November as traditionally ...Read More | ||
| Back and Forth on Oil and NVDA | ||
| 11/12/2026 8:43 AM | ||
| Bonds began the overnight session in roughly unchanged territory and were mostly sideways until just after 8am when Trump said "we don"t need a deal with Iran." Oil prices and bond yields spiked in response. There was a modest recovery in response to NVDA announcing Huang resigning as CEO but now more selling pressure as the NASDAQ recovers at the ...Read More | ||
| Is This The End of The Friendly Trend? | ||
| 11/10/2026 3:37 PM | ||
| Is This The End of The Friendly Trend? Bonds weathered their biggest day of selling since September today and their only notable day of selling since the recent downtrend in rates began in mid-October. The blame game was simple: CPI was much higher than expected and there were no silver linings in the repor...Read More | ||
| Mortgage Rate Sharply Higher After Inflation Data | ||
| 11/10/2026 1:27 PM | ||
| Rates enjoyed a remarkably calm winning streak over the past month with the worst single day resulting in a 0.06% increase for a top tier 30yr fixed loan and the average day seeing a 0.02% decline. That streak was dealt its first serious blow today following a hotter than expected in the Consumer Price Index (CPI)--a key inflation report. Even tho...Read More | ||
| Accounting, Processing, HELOC, AI Governance Tools; Webinars Approaching; Gov"t Product News; CPI | ||
| 11/10/2026 11:01 AM | ||
| “I found a 95 year old painting in my attic. I asked him to leave.” Humor aside, many people have been asked to leave places like Fannie Mae, Freddie Mac, Go Mortgage, Onity, and others. It isn’t surprising, and the reductions are, in fact, a sign of the times given the time of year and the rate environment. That said, “finding success elsewhere” m...Read More | ||
| No "Yeah Buts" in Today"s CPI. It"s All Bad For Bonds | ||
| 11/10/2026 8:38 AM | ||
| Some inflation reports have counterpoints even if they appear high at first glance. This one is just all-around not great for bonds. It would be a genuine surprise to see a meaningful reversal from this morning"s weakness without a major, unexpected news headline or massive stock sell-off. Really the only way someone could try to find a silver li...Read More | ||
| Bonds Looking Increasingly Comfortable With Recent Gains | ||
| 11/9/2026 3:29 PM | ||
| Bonds Looking Increasingly Comfortable With Recent Gains Much like last Friday, the stock market provided adequate cover for bonds to give back a decent chunk of recent gains. And much like Friday, bonds opted to hold fairly steady. Granted, there was certainly weakness after the 9:30am NYSE open, but not a...Read More | ||
| Mortgage Rates Mostly Steady Despite Stock Market Bounce | ||
| 11/9/2026 2:52 PM | ||
| Last Thursday"s stock market sell-off was a key factor in driving mortgage rates to the lowest levels in more than a month. More broadly, tech stock jitter have clearly correlated with multi-week trend toward lower rates that began in mid-October. As such, any time we see a pronounced bounce in stocks, we might be somewhat concerned about a similar...Read More | ||