Why you should order an appraisal from The August Group Inc.To a lot of people, an appraisal just looks like one more thing in the long list of items for a home sale or refinance. Nearly all lenders still want a local expert because the stakes are very high, even though there are an increasing number of automated home valuation processes that might appear more economical than an appraisal. You might assume that getting a mortgage is the only basis for getting an appraisal, but there are additional times when the services of a certified, independent real estate professional could come in handy. 
Appeal your tax assessmentIf you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from The August Group Inc. is your best evidence when building your case. We're equipped to assist you in appealing your tax assessment. PMI removal to reduce your mortgage paymentWhen the amount being loaned to the home owneris more than 80% of the actual value of the real estate, almost all lenders ask homebuyers to take out this additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the added payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to get rid of PMI, The August Group Inc. will give you a statement regarding the value of your home. The cost of the home valuation can generally be recovered in a short amount of time because you'll no longer be paying the PMI. Order your appraisal from The August Group Inc. today Order onlineSettle a divorce with fewer hang-upsA divorce is a particularly daunting experience for the parties involved, and it is often more complicated by the difficult decision of who keeps the property. So both parties are entirely aware of the true market value of their property, it's a good idea to order an appraisal from The August Group Inc., regardless of the circumstances. The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Accurate and fair estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion. Most Americans don't have dedicated estate planners or executors to handle these matters, unlike many wealthy individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal. Relocate to or from Saint Louis County through an employee relocation programEmployee relocation is a stressful event, and we understand. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough inspection, we recommend relocating employees to provide feedback on the positive features of their property, along with information about any current sales or listings in their neighborhood that they want considered. Sell your home quickly — for an accurate priceWhether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision when determining your asking price. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to finish the appraisal report and and aren't related to the sales price. On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes are one the market. 
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