The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Tech, Credit, Correspondent Products; STRATMOR on Succession Planning; KB Homes" Warning; UAD 3.6 Advice | ||
| 9/23/2026 11:04 AM | ||
| “I won the lottery for a million dollars yesterday, so I decided to donate a quarter of it to charity. I now have $999,999.75.” One can make jokes about charities, or about people and companies in residential lending, but giving (and charity) is serious, and helps us keep our focus on things that matter: people in need. For example, there’s Fairway...Read More | ||
| Sharply Weaker on Oil and Econ Data | ||
| 9/23/2026 9:27 AM | ||
| Bonds lost ground overnight with rising oil prices correlating very well with the higher yields. The selling was minimal and yields remained range bound until roughly 945am ET. While there was slight additional pressure from another little pop in oil prices, the main bad actor was a surprisingly strong reading in S&P PMI data. This series typic...Read More | ||
| Bonds Bounce Back After Mid-Day Stumble | ||
| 9/22/2026 3:38 PM | ||
| Bonds Bounce Back After Mid-Day Stumble Bonds began the day in stronger territory following overnight reports of regarding a potential reopening of the Strait of Hormuz. Yields and oil prices moved steadily higher after that, ultimately rising into negative territory following Trump"s UN speech. Subsequent ...Read More | ||
| Lowest Mortgage Rates in a Week | ||
| 9/22/2026 3:24 PM | ||
| Mortgage rates didn"t move much on Tuesday, but at least it was in the right direction. Perhaps more exciting is the fact that the average lender is now at the lowest levels in a week with top-tier 30yr fixed rates at 7.17% versus 7.19% yesterday. This matches September 14th"s rates. Before that, you"d have to go back to January, 2025 to see anythi...Read More | ||
| Broker, UAD 3.6, Property Tax, MISMO President"s Observations; BSI"s Larry Goldstone Interview | ||
| 9/22/2026 10:41 AM | ||
| Here at the ACUMA event in Las Vegas, credit unions are definitely on the march for market share in a decreasing residential volume environment, given their place in the consumer’s financial landscape (“food chain”). Some of the conversation is focused on “builder biz.” Builders have been using capital to temporarily buy down rates or offer 30-year...Read More | ||
| Fake or Not, Hormuz Headlines Helping Bonds | ||
| 9/22/2026 8:12 AM | ||
| Bonds began the overnight session in weaker territory and were mostly sideways until roughly 4:30am. At that time, newswires hit regarding an Iranian official suggesting to 2 separate news agencies that Iran could reopen the Strait within 7 days. That was the only part of the news that the market focused on, even though there were conditions and, l...Read More | ||
| Sideways and Slightly Stronger | ||
| 9/21/2026 2:59 PM | ||
| Sideways and Slightly Stronger It was a rather uneventful day with bonds holding sideways in a relatively narrow range after a modest overnight improvement. Intraday correlation with oil prices was fairly poor in the 8-10am window, but generally well-behaved otherwise. Short-end rates (2yr and shorter) were...Read More | ||
| Mortgage Rates Little-Changed to Start New Week | ||
| 9/21/2026 2:15 PM | ||
| It was a fairly uneventful day for mortgage rates to start the new week. The underlying bond market was slightly stronger. This suggests slightly lower interest rates. The average mortgage lender lowered top-tier 30yr fixed rates by 0.01% compared to Friday. Underlying motivation for the bond market can mostly be attributed to lower oil pric...Read More | ||
| VOE/POS, White Label, Equity, Business Intelligence Tools; Loan Limit Changes From Investors | ||
| 9/21/2026 11:23 AM | ||
| Broker and Lender Products, Software, and Services Ever gone to pick up a prescription only to be told it needs prior authorization? The request leaves the provider’s system and lands in the health insurer’s, but neither system updates the other, so you end up calling the insurance company yourself to find out whether the drug is covered. Home eq...Read More | ||
| Stronger Start as Oil Continues Lower | ||
| 9/21/2026 8:59 AM | ||
| While the Fed may have requested a majority of the market"s attention last week, oil prices were saying "ahem... over here." Now this morning, the post-Fed trade is even farther in the rearview and oil is offering even louder reminders with the price per barrel now under $93 after cresting $106 last Tuesday. There is no big-ticket econ data on...Read More | ||
* MOL = More or Less