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#!Title=[Licensed appraiser|Real Estate Appraisal|Real Estate Appraiser] in [<%City%>, <%FullState%>|<%County%> County, <%FullState%>] <%Phone%> #!Description=[<%CompanyName%> [is [known|your source] for|provides|delivers] [dependable|reliable|accurate|high quality] [real estate|property|home] [valuations|appraisals] in <%City%> and <%County%> County|For [reliable|accurate|dependable|high quality] appraisals [|you can trust ]in <%City%> and <%County%> County, [count on|contact|trust|call] <%CompanyName%>|<%City%>, <%FullState%>'s[| Local] [Real Estate|Home|House] [Valuation|Appraisal] [Experts|Source|Specialists|Professionals|Authority]|<%CompanyName%>: [<%County%> County's|Your <%County%> County] [Home Valuation|Real Estate[| Appraisal| Valuation]|Appraisal] Experts|<%CompanyName%> knows [what [real estate is|homes are] worth|the values of [real estate|homes]] in <%City%> and <%County%> County] <%Phone%> #!Keywords=Real Estate Appraisal, Appraiser, <%City%>, <%FullState%>, <%County%>, Remove PMI, Estate Valuation, Divorce Appraisal, Partial Interest Valuation, Mortgage, Date of Death Valuation #!Filename=HomePage #!Opacity=[50|80|99] #!CloseTable=
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#!JobType1=[Mortgage professionals|Loan originators|A bank|A lender] [looking for|needing|requiring] an experienced <%County%> County appraiser
#!JobType2=[Removing [PMI (Private Mortgage Insurance)|Private Mortgage Insurance] by helping determine if you have 20[ percent|%] equity in your home|Lowering your [monthly |][house|mortgage] payment by removing PMI] #!JobType3=[Asset division for [situations like a divorce|divorce cases]|Divorce settlements when [the value|an accurate value estimate] of [[common|shared] real estate|the shared home] is [required|needed]] #!JobType4=[[Deciding on|Setting] [your|a] home's listing price whether you're a consumer wanting to do a FSBO or an agent [working with|assisting] a homeowner|[Choosing an appropriate|Picking the right|Deciding on a] listing price for your [home|property]|[Picking|Finding|Setting] a [profitable listing price that also reduces time on market|listing price that reduces time on market while maximizing profit]] #!JobType5=[Tax [Challenges|Assessments] ([lowering|reducing] [real estate|property] taxes)|Challenging [your|a] [home's|property's] assessed value] if you live in an area where [home |property | house |real estate |][prices|values] have [gone down|declined|depreciated|fallen off] #!JobType6=[[Reporting|Documenting|Assessing|Determining] [current|present] or past market value|Retrospective [appraisals|home valuations]|[Tax|Estate] planning [documentation|]] #!JobType7=[Getting a quick [estimate of value|home valuation] to help a [family member|loved one] make bail|Determining the value of [the family home|real estate] in order to secure bail] #!JobType8=[Review appraisals|Appraisal review]: [Reviewing the work of other appraisers|Getting a second opinion on a past appraisal] in or around <%City%>, <%FullState%> #!JobType9=[[Increasing your|Reinstating a|Unfreezing a [suspended|frozen|locked]] HELOC (Home Equity Line of Credit)] #!JobType10=[Bankruptcy cases where the [market |]value of [a home|a house|real estate][| in or around <%City%>, <%FullState%>] is [needed|required|in question|relevant]|Determining market value on [a home|property|real estate] [involved in|related to|that's part of] a bankruptcy] #!JobType11=[[Figuring out|Determining] the [market |]value of [home improvements you may have [completed|done] or are [pondering|deliberating|considering]|improvements you may have done or are [pondering|considering|deliberating] for your home[| in <%County%> County]]] #!JobType12=[Getting an accurate, yet affordable, floorplan sketch and appraiser-verified estimate of a home's [[gross |]living area|square footage]|Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!|Obtaining a high quality floorplan sketch to enhance a real estate listing and depict an accurate reflection of a home's size] #!JobType13=[[Valuations|Appraisals] for relocation coordinators|Employee relocation appraisals|Relocation coordinators that need a local <%County%> County appraisal expert] #!JobType14=[Expert witness testimony when a reliable local authority on <%FullState%> [property|home] values is [required|needed]|A [dependable|reliable] expert witness for court cases involving the value of [a home|real estate] in <%City%>]

[ <%CompanyName%> [is [known|your source] for|provides|delivers] [dependable|reliable|accurate|high quality] [real estate|property|home] [valuations|appraisals] in <%County%> County| For [reliable|accurate|dependable|high quality] appraisals [|you can trust ]in the City of <%City%> and <%County%> County, [count on|contact|trust|call] <%CompanyName%>| <%City%>, <%FullState%>'s[| Local] [Real Estate|Home|] [Valuation|Appraisal] [Experts|Source|Specialists|Professionals|Authority]| <%CompanyName%>: [<%County%> County's|Your <%County%> County] [Real Estate Valuation|Real Estate[| Appraisal| Valuation]|Appraisal] Experts| <%CompanyName%> knows real estate [valuation|appraisal] in <%City%> and <%County%> County]

[As licensed appraisers, we [possess|have] the [|comprehensive |extensive |][training|education|know-how] and [credentials|qualifications|competence] to [give you|produce|provide|generate] the [level|type] of [dependable|credible|reliable] [real estate|home|property] value opinions that banks and [national|major|top] lending institutions [need|require] for [mortgages|home loans]. With years of experience [under our belt|behind us|that only comes with [doing the job|time|appraising in <%City%> and <%County%> County]], we're [more than ready|prepared] to [tackle|handle|take on|help our clients with|accept assignments pertaining to] [practically any type of [real estate|property]|a variety of property types|anything from starter homes to the most luxurious new construction]. | [[No matter what type of [property|home|real estate] [is in question|you [possess|have|need valued]]|Whether it's [an older|a starter|a young couple's first] home or [the most modern|luxurious] new construction], our| It doesn't matter what type of [property|home|real estate] [is in question|you [possess|have|need valued]]. Our] [extensive field work|knowledge of local neighborhoods|experience|ongoing analysis of local real estate trends] and [formal training|education|hours of study] as licensed appraisers make us qualified to provide home valuations in <%County%> County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers. | For years, mortgage lenders and consumers[, as well as other real estate professionals|] have [depended on|relied on|called upon] [<%CompanyName%>|our expertise] to provide high-quality [valuations|appraisals|value estimates] on [all [sorts|types]|a wide [range|variety|assortment]] of [real estate|homes|property] in <%County%> County. By continuously [analyzing|keeping up with] local real estate trends in <%County%> County and [refreshing our knowledge regarding|staying current on] valuation techniques through accredited courses, we've been consistently able to [produce|deliver|generate] reliable home valuations for [people just like you|our clients]. ]

[<%CompanyName%> in <%City%> [is ready to|can] [provide|perform] [appraisals|valuations] for any of the following:| For any of the following valuation services in or around <%City%>, <%FullState%>, just call <%CompanyName%>:| When [an appraisal|the value] of real estate in or around [<%City%>, <%FullState%>|<%County%> County] is needed, [trust nothing less than|count on] a licensed appraiser from <%CompanyName%>[.| for an accurate [report|estimate] of market value.]| A licensed appraiser from <%CompanyName%> is [your best source|the most reliable source] of an unbiased opinion of value when your needs include: ]
    [ <%BulletStyle%><%JobType1%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType11%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType13%> | <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType2%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType14%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType12%> | <%BulletStyle%><%JobType7%><%BulletStyle%><%JobType2%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType1%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType11%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType9%> | <%BulletStyle%><%JobType4%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType5%> | <%BulletStyle%><%JobType3%><%BulletStyle%><%JobType14%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType5%> <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType8%> | <%BulletStyle%><%JobType14%><%BulletStyle%><%JobType3%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType8%> <%BulletStyle%><%JobType9%><%BulletStyle%><%JobType1%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType5%> | <%BulletStyle%><%JobType1%><%BulletStyle%><%JobType9%><%BulletStyle%><%JobType13%><%BulletStyle%><%JobType4%><%BulletStyle%><%JobType14%> <%BulletStyle%><%JobType8%><%BulletStyle%><%JobType5%><%BulletStyle%><%JobType10%><%BulletStyle%><%JobType6%><%BulletStyle%><%JobType12%><%BulletStyle%><%JobType3%> ]
Mortgage News Daily:
 
Steady Gains in the PM Hours
6/30/2025 3:45 PM
Steady Gains in the PM Hours It"s common to see the effects of month/quarter-end trading most prominently in the PM hours and today"s quarter-end session was no exception. A glut of bond buying just after 12:30pm got the part started and yields bottomed out just before the 4pm NYSE close.  While 4pm is...Read More
 
Mortgage Rates Take Another Step Toward April Lows
6/30/2025 2:28 PM
April 3rd and 4th saw the average top tier 30yr fixed mortgage rates well into the "mid 6"s."  Many lenders were able to quote 6.5% at the time.  Just a few days ago, we noted there was still a ways to go before breaking below those early April levels, but the past few days have taken us within striking distance.  The average lender...Read More
 
Automation, HELOC Products; The Current State of Regulation and Compliance; Interest Rates Sagging
6/30/2025 10:42 AM
“The seminar ‘How to avoid frauds’ is canceled. Tickets are non-refundable.” Mortgage fraud is alive and well in the United States. In Utah, Kouri Richins, 35, the Kamas mother who is accused of killing her husband and writing a children’s book about grief is facing 26 new felony charges, including five counts of mortgage fraud. It certainly is not...Read More
 
Slow, Sideways Start, But Month-End Volatility Always a Possibility
6/30/2025 9:14 AM
Month/quarter end trading is a somewhat esoteric and potentially frustrating concept for the typical market watcher because it seemingly violates the notion that market move for logical underlying reasons.  To be fair, month-end volatility also has logical underlying reasons, but the logic requires a fairly deep dive (which is why we have a pr...Read More
 
Modest Friday Bounce Does Little to Alter Bigger Picture
6/27/2025 2:24 PM
Modest Friday Bounce Does Little to Alter Bigger Picture After a decent mid-day recover, bonds gave up their gains heading into the 3pm close.  It"s a level of weakness that demands no explanation in the bigger picture--especially on a Friday afternoon of a week with a rally on every single previous da...Read More
 
Mortgage Rates Not Too Far From 8 Month Lows
6/27/2025 12:16 PM
Friday"s mortgage rates ended up being right in line with Thursday"s on average.  At 6.72%, the MND daily rate index is as low as it"s been since early April when it hit 6.60%. If you"re thinking that 6.72 doesn"t sound much higher than 6.60, you"re right!  Mortgage lenders tend to offer rates in 0.125% increments, so we"re really only o...Read More
 
HELOC, Ops Tools; STRATMOR and Servicing; The Importance of Marketing; Freddie Fannie News
6/27/2025 10:57 AM
Does anyone pay with cash anymore, or actually have the money in their bank account? Credit card debt is now $1.1 trillion. There is even a credit card just for automotive repairs! With those “Buy Now Pay Later” arrangements being added to the FICO reports, MLOs are asking, “What are delinquencies like? Will these add to, or subtract from, my pool ...Read More
 
Pending Home Sales Data Scores Some Points, But Not Enough to Change The Game
6/27/2025 10:36 AM
The National Association of Realtors" Pending Home Sales Index (PHSI)—which tracks contract signings on existing homes—has remained rangebound for more than two years, constrained by affordability pressures and elevated mortgage rates. This week’s update showed a modest improvement, but the broader story hasn’t changed. Pending home sales rose by ...Read More
 
New Home Sales Drop to Lower End of Range After Hitting The Highs Last Month
6/27/2025 10:06 AM
New Home Sales fell sharply in May according to the latest report from the U.S. Census Bureau and HUD. After a brief surge in April, the seasonally adjusted annual pace dropped to 623,000—down 13.7% from April"s revised reading of 722,000 and 6.3% lower than the same month last year. When last month"s data originally came out, the annual pace of 74...Read More
 
Mortgage Applications Buoyed by FHA Refis
6/27/2025 9:48 AM
Mortgage application activity moved slightly higher last week despite a modest uptick in rates, according to the Mortgage Bankers Association’s (MBA) latest survey. The Composite Index rose 1.1% on a seasonally adjusted basis for the week ending June 20, with a small gain in refis offsetting a minor decline in purchase activity. Results included an...Read More